Saving money

Saving money does not have to be problematic. You can actually learn to enjoy saving money if you have a playful attitude about it.

Saving money does not have to be problematic. You can actually learn to enjoy saving money if you have a playful attitude about it.

Prosperity is a state of mind. If the bills are piling up and your income is slipping down, while you are trying to reconcile your checking account, you should also find ways to reconcile your attitudes about money, and more importantly reconcile your perspectives about the "stuff" money buys.

For instance: Do you need a $95 sweater from Nordstrom's or could you be just as happy with a $16 sweater from Mervyns's? This may seem like a question of little consequence, but your answer to it has vast implications that run throughout all areas of your life.

Spending money can be fun, for sure, but is your sense of peace of mind dependent on purchasing the most expensive item?

Is your sense of status enhanced when you buy something that is deemed more valuable by our society?

What causes your sense of status in the first place? Is your sense of status (or success or failure) independent of the possessions you own, or is it tied up with the possessions you own?

When you derive your sense of worth, success, failure, or status indirectly from money and possessions, you will find that saving money is really hard work, and not a lot of fun.

However, if you derive your sense of worth, character and so on from non-material goods, saving money can become a fun habit.

Saving money can become a way to "invest in yourself." With fewer possessions, or less focus on possessions, your mind has more room to see your own value and worth.

So remember this: if saving money has become hard, it is your attitude that makes it so. Shift your attitude and your money solution may just present itself.

Saving money attitude

Use the following tips to find ways to eliminate unnecessary spending and reduce monthly bills.

Balancing your household budget and living within your means is an essential step to successful debt free living. You can save money everyday, if you really want!

Monthly Savings:

Save $.50 a day in loose change, $15

Cut soda/pop consumption by 1 liter a week, $6

At work, substitute 1 coffee for 1 cappuccino, $40

Bring lunch to work (saving estimated $3/day), $60

Eat out 2 fewer times a month, $30

Borrow, rather than buying, one book a month, $15

Comparison shop for gas (save est. $.25/gallon), $4

Maintain checking account minimum to avoid fees, $7

Bounce one less check a month, $ 20

Pay credit card bill on time to avoid late fee, $25

Pay off $1000 of credit card debt, reducing interest, $15

That's a total of $237 savings per month! And, these are just a few money saving tips you can use.

Save Money Everyday, Live Debt Free, and Balance Your Household Budget!



Save Money

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